Cafe Shop Business

Advance your Café shop

Get £3k to £300k within 24 hours
  • Pay back through your future card sales
  • Unsecured – there’s no worry
  • Same day funding in to your business

No Obligation – Quick Decision

Supporting British Businesses

Business loans for Cafes

Just enter a few details about you and your business for a free, no obligation quote within the hour. This will not affect your business’ credit rating.

How does a Cafe Business Cash Advance work?

A cafe business cash advance is an innovative new cafe business loans product designed to work with your cashflow. It works by repaying the loan amount based on future card sales via your PDQ card terminal machine. The beauty about this product is that works alongside your busy and quiet periods – a percentage of the loan amount is deducted from each card sale meaning that you only pay back when you make sales.

Let’s say for example you want to borrow £10k and you agree to pay back 20% or less on each sale, if you put £100 through your card machine £20 is repaid and £80 is yours – so you know where you are each day. If you have a quiet month you pay back less and if you are busy then you repay the advance quicker – the percentage always remains the same unlike other cafe business loans from the high street banks who offer a traditional line of funding.

This can mean you pay back an agreed direct debit each month regardless of how your business has been operating. Another aspect to a cafe business cash advance is that your cash sales are not taken into account with the repayment – only sales which go through your card terminal are taken into account.

The loan is also unsecured meaning you don’t have to secure against an asset such as property or other valuables – compared to conventional cafe business loans, it’s a very flexible and fair way to raise the capital you need for your business.

The application is quick too, you can have a decision within the hour and in most cases the funds are transferred to you within 1-2 days. The process is hassle free with the application form being online, there are no hidden costs or fees. We fund on average 90 – 95% of each full application made and can help even if you have a bad credit history.

We know you are busy running your cafe business and have kept the whole process as clear and easy to understand as possible. Apply through our online form and once you are approved you can make an informed decision with one of our team to help each step of the way.

Need help? Give our friendly team a call today:

Phone Icon 0800 133 7868

Lines are open Monday-Friday 9:00am-5:30pm

We’ve helped 1000’s of businesses like yours get the funding they need for:

  • Training new staff
  • Purchasing new stock or equipment
  • Refurbishing the premises
  • Helping with cash flow
  • Recruiting new staff
  • Building a website
  • Advertising
  • Relocation
  • Emergency repairs
  • and much, much more!