Business Loans for Farm Shops

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Farm shop loans made easy

Farm shop owners can now access flexible business loans without the lengthy application process. Whether you require funding to address temporary cash flow challenges or to buy fresh produce in bulk, we can help by turning your customer card sales into working capital.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

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Quick Decision with No Obligation

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Flexible funding to grow your farm shop

With over 1,500 farm shops scattered across the UK, these small businesses are at the heart of rural communities selling an assortment of quality, locally grown, fresh produce. However, expansion and improvement can be challenging for many of these farm shops without the necessary financial support.

With access to funding, farm shop owners can invest in their next business phase. Perhaps you are looking for extra funding to create a new or larger restaurant or farm shop cafe. Maybe you are looking to create an outdoor space such as a seating area or playground for kids or other development opportunities.

Business loans can also help if your farm shop is going through a trading period that requires some extra cash flow assistance. There are many reasons for the use of finance for farm shops, and with a merchant cash advance, you can use the funding for any purpose.

It's unsecured too, which means you don't have to use company assets as security. There are no fees or hidden charges. This is the perfect farm shop business loan.

If you would like a quick, no-obligation quote from our panel of lenders, simply fill out our simple application form.

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Quick Decision with No Obligation

Farm shop business owner taking customer card payment

A farm shop business loan can be used for any purpose, such as:

  • Purchasing stock, including fresh produce, groceries, and other local farm shop products
  • Premises renovations, refurbishments or expansions
  • Help boost your cash flow levels
  • Hire and train new staff members
  • Acquire necessary equipment like refrigeration units, display shelves and point-of-sale systems
  • Investing in marketing and promotion campaigns for the farm shop
  • Building a new website with online ordering and delivery service
  • Emergency repairs and maintenance
  • Expand your product lines

A farm shop loan is a funding solution suitable for owners looking to grow their business. The finance can be used for many purposes, such as helping with cash flow, refurbishing property, stock purchase, hiring new staff and more.

You can borrow between £3,000 up to £300,000. However, the amount your farm shop will receive is based on the value of your average monthly card takings. So, for example, if your card revenue is £10,000 per month, then you'll be able to borrow up to £10,000 or more depending on your affordability.

A farm shop business loan in the form of a merchant cash advance works slightly differently from a traditional loan with fixed repayment terms.

Repayments work in line with your card revenue. This means that you only pay back a set percentage (usually around 10%-25%) of each future sale you make via your credit and debit card sales. Your cash sales are not taken into account.

So, if your farm shop has a slower sales month, you pay back less for that month.

For example, if a customer purchases items worth £60 using their credit card at your farm shop, a small percentage will go towards repaying the advance. Let's say you agreed to repay 10% of each sale with the lender, then in this example, you will repay £6. This continues until the advance is paid in full.

To be considered for business funding, your farm shop business must meet the following minimum criteria:

  • Business must operate in the UK
  • Trading for a minimum of 3 months
  • Accept customer card payments by card machine or online
  • Exceed £3000 a month in card sales

Don't worry if you don't quite meet the criteria, as we may still be able to help!

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Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many farms shops across the UK receive funding to grow"


£20+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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