Coffee Shop Business Cash Advance
Expand your Coffee Shop
Get £3k to £300k within 24 hours
  • Pay back through your future card sales
  • Unsecured – there’s no worry
  • Same day funding in to your business

No Obligation – Quick Decision

Supporting British Businesses

Business loans for coffee shops

Just enter a few details about you and your business for a free, no obligation quote within the hour. This will not affect your business’ credit rating.

What is a Coffee Shop Business Cash Advance?

A Coffee Shop Business Cash Advance is an exciting and innovative coffee shop business loan alternative to raise finance for any purpose. You can use your future credit and debit card sales to raise cash for your business today. You can borrow from £3000 up to a maximum of £300,000 for any purpose and the money can be with you within hours of approval – usually the same day. It is repaid through credit and debit card transactions which your customers make in your coffee shop. Your cash sales are NOT affected by this at all so you keep 100% of cash income from your customers.

More flexible than traditional coffee shop business loans

Unlike a traditional loan there’s no fixed monthly payments or fixed term, it works alongside your daily business performance relieving the pressure on you and your business. There’s no APR and it’s an unsecured finance product which means it’s not secured against your property or valuable assets. Cash Advances have the backing of the UK government as being a form of alternative business funding and are now seen as a valuable alternative to the mainstream banks.

We look at your historical credit & debit card sales and work out with you a comfortable and clear repayment percentage on your daily sales (usually around 10%). If you have a quiet month you pay back less but if you have a better month you pay back more – It’s all linked to your daily card transactions and repaid automatically. Every business is unique so we tailor it closely with what you can afford.

Will my coffee shop qualify?

Your business needs to be a UK registered company with over 3 months trading history that has a monthly credit & debit card turnover of at least £3000 a month. Don’t worry if you’re a startup or don’t meet this criteria, we can still help you to find a suitable solution – we like to say yes!

If you’ve been knocked back by your bank and other lenders don’t worry, MLA accepts over 90% of applications helping you get the finance you deserve. With a Coffee Shop Business Cash Advance it’s a quick, hassle free way of raising the finance you need.

Why not grab a coffee and apply now? It takes 60 seconds an the funds could be with you today!

Need help? Give our friendly team a call today:

Phone Icon 0800 133 7868

Lines are open Monday-Friday 9:00am-5:30pm

We’ve helped 1000’s of businesses like yours get the funding they need for:

  • Training new staff
  • Purchasing new stock or equipment
  • Refurbishing the premises
  • Helping with cash flow
  • Recruiting new staff
  • Building a website
  • Advertising
  • Relocation
  • Emergency repairs
  • and much, much more!