Business Loans for Dentists
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
Are you looking for fast business finance for your dental practice? We offer an unsecured, flexible business loan solution tailored for NHS and private dentists, with funds often available in hours, not weeks or months. Whether you need it for cash flow, stock, or equipment, we can help unlock the funding your practice needs to grow.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
The UK dental industry is thriving, with 11,834 dental practices, an increase of 1.4% from 2023, according to IBIS. Many of these practices are providing more private dental care than NHS referrals, highlighting the growing demand for quality dental services.
Despite the industry’s growth, dentists have faced a range of significant challenges in recent years. Staff shortages, chronic underfunding, treatment backlogs from the COVID-19 pandemic, and rising patient demand have all placed considerable pressure on practices. With costs increasing and the need to invest in equipment while maintaining high standards of care, having access to reliable and flexible funding solutions has never been more important.
This is where MLA can help. We offer alternative business loans in the form of merchant cash advances, tailored specifically for dentists. Unlike traditional loans, repayments are linked to your card sales, giving you flexibility and easing cash flow pressures. Our funding helps you re-invest in your dental practice, whether that’s purchasing new equipment, expanding your services, or upgrading your facilities.
Accessing finance has never been easier. A merchant cash advance provides dentists with a quick, flexible alternative to traditional bank loans, and we’ve helped practices across the UK secure the funding they need to grow, innovate, and continue delivering professional dental care.
Ready to get started? Fill out our quick online application today to receive a no-obligation quote and see how MLA can support your dental business growth.
Apply NowQuick Decision with No Obligation
A dentist business loan is a type of finance specifically designed to support dental practices and surgeries. It can be used for almost any business purpose, from expanding your range of treatments and upgrading equipment to improving facilities or managing cash flow.
Our dental business loan is offered as a merchant cash advance, a flexible form of funding that works differently from a traditional loan. Instead of fixed monthly repayments, you receive an advance based on your average monthly credit and debit card takings, which is then repaid automatically through a small, agreed percentage of your daily card sales.
For example, if a patient pays £200 for treatment by card and your repayment rate is 10%, £20 is automatically sent to the lender, while £180 stays with your practice. This continues with each card transaction until the advance is fully repaid.
Because repayments are linked to your card sales, you pay less during quieter periods and more when business is busy, helping to keep your cash flow healthy.
The amount your dental practice can borrow depends on your monthly card turnover, with advances typically ranging from £3,000 to £300,000, giving you the flexibility to fund anything from small equipment purchases to major practice expansions.
Once approved, funds can often be available within 24 hours*, giving your practice fast access to finance for equipment, cash flow, or urgent expenses. This type of funding is significantly quicker to access than traditional commercial finance solutions and bank loans.
You can use the finance for almost any business purpose. Many dental practices use it to expand or refurbish their premises, add extra surgery rooms, purchase new equipment such as dental chairs and surgical tools, hire additional staff, or even acquire new property.
Yes! Our business loan solution is available for both NHS and private dentists, providing fast, flexible funding to help grow your practice, invest in equipment, or manage cash flow.
Yes! Unlike traditional loans, a merchant cash advance is based on your practice’s card sales rather than your credit history, making it a flexible funding option even if you have bad credit.
At MLA, applying is quick and straightforward. There’s no lengthy paperwork or business plan required. Simply complete our online application form, providing some basic details about your practice and card sales turnover, and we’ll instantly match you with suitable lenders.
Ready to get started? Submit your application today and see how much funding your dental practice could access.
Quick Decision with No Obligation
"We have helped many NHS and private dental practices across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
