Business Loans for Dentists

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Dental practice finance made simple

Are you looking for fast business finance for your dental practice? We have an unsecured business loan solution tailored for dentists that's flexible and can be accessed in hours, not weeks or months. Whether you need it for cash-flow, stock or equipment, we can help unlock the cash you need to grow.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

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Supporting and funding Dentists across the UK

In recent times many businesses have faced huge challenges. From economic downturns, a global pandemic in Covid-19, banking collapses and national recessions - it hasn't made the going easy by any means. At MLA, however, we are steadfast in supporting all British business through challenging times and committed to helping the dental industry through our dedicated funding product.

According to IBIS, there are now 11,969 dental practices across the UK, with approximately 107,466 employed throughout the sector. Many of whom are producing more private dental healthcare than NHS referrals. Therefore our funding product has become a great match for the dental sector, and it shows as we have helped many dentists find the funding they need to grow.

By re-investing in your dental business, you can meet and overcome any new challenges and provide ongoing professional dental services to your clients.

Professional dental equipment is not cheap, so we understand that the right amount of funding needs to be readily available to you. Especially when you choose to buy rather than leasing/lease finance. Purchasing from the outset can give you better-negotiating power, saving your dental practice money in the long term. We can help you with the finance you need to make purchases on all the leading dental equipment brands such as Dental Chairs by such brands as NSK, Kavo, Bien Air, Nakamura, MK Dent and Bonart.

Obtaining a small business loan for your dental practice has never been easier. By having alternative funding options than just a traditional bank loan has given dentists and dental practice owners a better financial solution to consider. A merchant cash advance is a form of funding that many professional dentists are frequently using - and we have helped many right across the UK.

Apply Now

Quick Decision with No Obligation

Business Loans for Dentists - A dental professional performing routine check-up with patient

How can you use a dentist business loan?

  • Training or recruiting receptionists, hygienists and dental nurses
  • Stocking toothpastes, electric toothbrushes and other oral care products
  • Helping with cash flow
  • Expand your range of treatments and services
  • Purchasing new or upgrading lab equipment, dental chairs, X-ray machines and diagnostics tools
  • Renovating your dental practice reception area
  • Refurbishing, converting or extending the property
  • Relocation or buying new or additional commercial property
  • Build a website or use it for advertising and marketing
  • Emergency repairs and maintenance

A dentist business loan is a type of finance that is designed for professional dental practices and surgeries. These business loans can be used for any purpose to fund growth, from investing into new dental services for your customers to purchasing new dental equipment.

Dental practice finance works differently to a traditional business loan. An amount of money equal to that of your monthly credit and debit card takings is advanced to you. You repay the loan when you receive a payment from your client's credit card through your card machine/PDQ card terminal. This means your business repays less when your sales are low and repays quicker when you're busy.

For example, a client has dental surgery treatment, and the bill comes to £200. They pay you by using their credit card. A percentage of the sale is transferred automatically at the point of sale back to the lender. Let's say the repayment percentage was agreed at 10%. Therefore £20 is repaid to the lender, and £180 is retained by you. This process is repeated on daily card transactions until the loan is repaid. It's even easier to 'top-up' your account with more funding when required as you have a repayment history with the lender and the process is even quicker than the initial application!

Depending on your card turnover, you can borrow between £3000 and £300,000, with the funds available to you within days.

It's up to you what you spend it on! You may be looking to expand your practice, make alterations, build an extension and add extra surgery rooms. Or, buy new dental equipment such as dental chairs and surgical equipment, invest in more dental staff or even purchase more premises - the list is endless!

The type of funding we offer is different. Unlike a traditional business loan from your bank, where you borrow an amount of money and repay it each month with fixed, regular payments, a cash advance works in a more business-friendly, flexible way.

There are no fixed payments. You automatically pay back a pre-agreed % of your customers' credit and debit card takings - as and when they happen!

There are also no hidden charges or unexpected fees. You simply agree on one upfront cost.

It is so straightforward to apply for. There's no long-winded paperwork or business plan submission required. Just a simple online form with some questions based on your card sales and a quote can be with you within the hour.

Ready to apply? Start your application now.

Apply Now

Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many NHS and private dental practices across the UK receive funding to grow"

£20+ Million
Total Funded to Businesses

Application Approval Rate

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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes


Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours


Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers


Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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