Farm shop loans made easy
Farm shop owners can now access flexible business loans without the lengthy application process. Whether you require funding to address temporary cash flow challenges or to buy fresh produce in bulk, we can help by turning your customer card sales into working capital.
Works with your card sales
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Flexible repayments
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
No asset security required
The advance is unsecured, so your business assets are safe.
Fast funding
A quick decision and process mean you can access your money in just 24 hours* after approval.
No hidden costs
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply online 24/7
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
Flexible funding to grow your farm shop
With over 1,500 farm shops scattered across the UK, these small businesses are at the heart of rural communities selling an assortment of quality, locally grown, fresh produce. However, expansion and improvement can be challenging for many of these farm shops without the necessary financial support.
With access to funding, farm shop owners can invest in the next phase of their business. Whether you want to expand your shop, create a larger café or restaurant, add an outdoor seating area, build a playground for children, or simply smooth out cashflow, we have the right farm shop business loan for you.
Our merchant cash advance is unsecured, so you don’t have to put your business assets at risk. Repayments are taken as a small percentage of your card sales, so you only pay when you sell, making it ideal during quieter periods or seasonal fluctuations. With no hidden fees or charges, it’s a simple, flexible, and reliable funding solution for farm shop owners.
If you’d like a quick, no-obligation quote, simply complete our easy online application form and see how we can help your farm shop grow.
Apply NowQuick Decision with No Obligation
A farm shop business loan can be used for any purpose, such as:
- Purchasing stock, including fresh produce, groceries, and other local farm shop products
- Premises renovations, refurbishments or expansions
- Help boost your cash flow levels
- Hire and train new staff members
- Acquire necessary equipment like refrigeration units, display shelves and point-of-sale systems
- Investing in marketing and promotion campaigns for the farm shop
- Building a new website with online ordering and delivery service
- Emergency repairs and maintenance
- Expand your product lines
A farm shop loan is a funding solution suitable for owners looking to grow their business. The finance can be used for many purposes, such as helping with cash flow, refurbishing property, stock purchase, hiring new staff and more.
You can borrow between £3,000 up to £300,000. However, the amount your farm shop will receive is based on the value of your average monthly card takings. So, for example, if your card revenue is £10,000 per month, then you'll be able to borrow up to £10,000 or more depending on your affordability.
A farm shop business loan in the form of a merchant cash advance works differently from a traditional loan with fixed monthly repayments.
Repayments are linked to your card sales, so you only pay a set percentage (usually 10%-25%) of each future credit or debit card transaction. Cash sales are not included, making it ideal during slower months.
For example, if a customer spends £60 using a credit card and you’ve agreed to repay 10% of each sale, £6 would go toward repaying the advance. This continues automatically until the loan is fully repaid, giving you a flexible, stress-free way to manage repayments.
To be considered for business funding, your farm shop business must meet the following minimum criteria:
- Business must operate in the UK
- Trading for a minimum of 3 months
- Accept customer card payments by card machine or online
- Exceed £3000 a month in card sales
Don't worry if you don't quite meet the criteria, as we may still be able to help!
Quick Decision with No Obligation
"We have helped many farms shops across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
It's as easy as 1-2-3!
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
1
Apply online in minutes
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
2
Get funded in 24 hours*
The merchant cash advance can be with you in as little as 24 hours* after approval.
3
Repay only when you sell
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
