Business Loans for Florists
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
As the high street changes and consumer trends alter, it's important to stay ahead of the competition to succeed. Whether you need finance for your flower shop to establish itself online, take on more staff, purchase a delivery van or refurbish your premises, we can help your business secure the cash it needs to flourish.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
As a florist, we know there is no machine that can do your job. Floristry is a people business that thrives on skill, creativity, and a personal touch. With over 7,895 flower shops across the UK, competition is increasing, and having access to fast, flexible funding can make all the difference in helping your business grow.
Traditional banks often make it difficult for smaller UK businesses to borrow, with long waits and strict lending criteria. A merchant cash advance offers a better solution. Unlike a conventional business loan, repayments are only taken when you make a sale through your card machine. This means that when sales are low, repayments are lower too, making it a flexible way to manage cash flow.
It's designed to help small and large florist businesses expand and thrive. Whether you want to invest in stock, marketing, equipment, or new creative projects, the funding gives you the freedom to grow your flower shop on your terms.
Complete our simple online form today to receive a quick, personalised quote and see how we can support your business.
Apply NowQuick Decision with No Obligation
A florist business loan is a form of unsecured finance that is crafted for florists and flower shop businesses across the UK. It can be used for many purposes to help your business grow, such as marketing, purchasing stock, refurbishments and to improve short term cashflow.
The speed at which we can help you secure funding for your flower shop is one of the biggest draws for UK businesses. Imagine a simple application process, followed by access to funding in as little as 24 hours*. It’s impressive, even if we do say so ourselves!
There’s no need to wait around for weeks for finance when you can access between £3,000 and £300,000 almost instantly.
A merchant cash advance lets you borrow from £3000 up to £300,000 against your customer debit and credit card sales. Repayments are automatic and straightforward. You agree on a small percentage of all future card transactions that will go towards paying off the advance - a percentage you're comfortable with, and you will never have to worry about working out what you owe.
There's no up-front cost, no hidden charges and no surprises. Another great benefit is that they are not secured, so none of your assets would be used as security.
We want to support UK business growth with our innovative financing. At Merchant Loan Advance, we believe in transparency and honesty, that’s why we do not hide any charges from our customers, and you will have no surprises at the end of the month.
Yes. Even with a poor credit history, your business can still qualify for a merchant cash advance. Unlike traditional banks, a merchant cash advance is accessible and flexible, making it a fast and affordable solution for businesses with bad credit.
Apply now and get a quick decision.
Whether you are in the early few months of trading or an established florist on the high street, as long as you take credit card payments from your customers, then you could be eligible. If your business doesn’t quite slot into this sector, check out our full sector page
Growing your flower shop business (pardon the pun) is your main focus. Cementing your business name on the high street and online in your local area is key. You may be looking to give the shop a facelift and refurbish, expand your products into new areas such as the gift market, buy a business vehicle such as a flower delivery van, develop your website, or, simply need the finance to help with cash flow. There are plenty of things for you to spend your loan on, grow or simply sustain your business!
Some financial solutions require you to submit a business plan, which can mean the loan process is long and drawn out. With a merchant cash advance, that’s not the case - you’ll be no doubt happy to hear! We do not require a business plan from you to enable us to make a decision. This will save you time and will speed up the lending process.
If you're worried about your assets, we can remove that worry for you instantly - our advances are unsecured. This means none of your business assets are in danger! This is a fresh way of lending to UK floristry businesses; we're not interested in acquiring your assets, we're only interested in supporting the economic growth of small businesses, just like yours.
To find out how much finance you could secure for your flower shop business, complete our quick and easy application form. After we’ve got a few basic details from you, we’ll provide you with a no-obligation quote.
We’ve got your finances covered, and we are here to help your floristry business grow.
Quick Decision with No Obligation
"We have helped many florists across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
