Business Loans for Gyms & Fitness Centres

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Fast and flexible finance for the health and fitness industry

Are you looking to grow your gym and fitness centre? Need gym equipment finance? Raise the finance you need to purchase new gym equipment or to refurbish your health and fitness club through your customer card sales. It's a fast, flexible and unsecured way to get the business funding you need to achieve your goals.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

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Fund your health and fitness business goals 

With over 7,200 health and fitness clubs sharing a whopping 10.4 million members and rising, it's easy to see that there is strong competition in the UK. To stand out from your competitors, it's vital to invest in your business with the best equipment, facilities and services.

A merchant cash advance is a business loan product that works with your business – not against it. Not only is it unsecured, but it is not a conventional gym business loans that you'd expect from your high street bank.

The application process is quick and easy with a decision, usually within an hour of receiving your information – it's much quicker and less hassle to obtain finance than traditional gym business loans!

Fast gym equipment finance and fitness centre business loans

So whether you are raising finance to buy new gym equipment or you're looking to expand revenue channels by introducing Yoga, Kickboxing, Dance, CrossFit or Spin classes to your business, you can rely on a cash advance to support your ideas.

Fill out our simple application, and one of our friendly team will contact you back today.

Apply Now

Quick Decision with No Obligation

Business Loans for Gyms & Fitness Centres - Gym owner sitting on sports equipment in gym

Gym and fitness business loans can be used for any purpose, such as:

  • Buying or replacing commercial gym and fitness equipment
  • Offer more services to maximise revenue
  • Renovate your gym or fitness/sports club
  • Stock up your shop with gym supplements, workout clothing and accessories
  • Emergency repair work and machine maintenance
  • Creating a website or online shop for your fitness club
  • Employ more staff including front desk, personal trainers, instructors, managers and technicians
  • Paying tax bills and other bills
  • Increase your marketing and advertising spend

A gym business loan is a type of finance used by businesses within the health and fitness industry. Gym business loans can be used for many purposes, including working capital, refurbishments, or to help fund new gym equipment.

A cash advance works differently to a business loan. Instead of borrowing an amount and paying it back in fixed monthly instalments over a set period, you simply repay as and when you make a sale through your card machine.

Repayments are taken as a small percentage of the value of the transaction until it's fully repaid. This is agreed with you upfront, which is comfortable for you and your business cash flow.

If your gym or fitness club has a quiet month, you repay less, and if you have a good month, you pay it back quicker. It works in line with your credit / debit card sales.

The amount your gym or fitness centre can realistically borrow will be based on your current card sales turnover. So, for example, if you turn over about £5,000 a month on card sales, you can borrow up to £5,000.

Yes, you can use a business loan to purchase new and used gym equipment. This type of gym equipment finance is regularly used to fund anything from dumbbells, rowing machines to treadmills and smith machines.

You can use it for any business purpose, from marketing to gym equipment financing - there are no limits. Some popular uses include:

Renovation and Expansion

Is your gym looking tired and could do with a good refurbish? Renovating your premises will allow you to update the look and feel of your gym or leisure centre.

Fitness Equipment

Use it to upgrade to the latest high-tech equipment, machinery and accessories. Investing in new or expanding your commercial gym and fitness equipment will benefit both you and your customers.

Increase your services

Earn extra revenue, attract new customers or give your existing members access to a range of new classes. From Aerobic to Yoga classes, adapt your space to increase your health and fitness services.

Any cash sales that you generate are not taken into account - only card sales through your PDQ card terminal are used to pay back the advance.

Apply Now

Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many gyms across the UK receive funding to grow"


£20+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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