Business Loans for Hairdressers & Beauty Salons

Get £3k to £300k within 24 hours

  • Pay back through your future card sales
  • Unsecured – there’s no worry
  • Same day funding in to your business
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Supporting British Businesses

Fast and flexible finance for your hair, nail and beauty salon

Are you looking to invest in your hair and beauty business? Whether you need funding for cash flow, hiring more staff, stock or salon equipment, we have an unsecured, flexible funding solution that's perfect to help grow your salon business.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours after approval.

No hidden costs

No hidden costs

The cost of finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

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Salon loans that make your business grow and glow!

Finding the right funding solution for your hair and beauty salon business can be tricky. You may have already tried your bank, but there is a lot of criteria involved, administration and even business plans that may be required. And, all of that before you are given a simple 'yes' or 'no' to your funding requirement.

The good news is that you have another alternative funding option available. One that is almost designed exclusively for the hair and beauty industry. It's called a merchant cash advance, and it works differently to a traditional business loan that you may already be familiar with.

More about how it works shortly, but in a nutshell, this type of funding works with your card processing machine and is flexible, affordable and quick and easy to obtain. You can use it to expand your business by taking on more staff, refurbishing your premises, marketing, investing in new equipment or diversifying your business into new areas of beauty services.

There is a lot of competition on the high street with many towns and cities having multiple hairdressers and beauty and nail salons in one area. In fact, according to the NHBF there are more than 41,000 hair and beauty salons throughout the UK and the numbers are increasing. Therefore, for the best possible long-term success, you need to invest in your business, making sure your name stands out amongst your competition.

And, while in recent times many high street businesses have faced incredible economic pressures, we have continued to help many salons with the funding they need to thrive.

The advance offers an alternative form of business funding. It is linked to your future credit/debit card sales. So you when you have a slow month on sales, you will repay a lower amount, and when you have a good, the business loan is repaid quicker.

As a hair and beauty salon owner, you understand the potential of your business. There are many routes for expansion in the trade, from offering a variety of beauty treatments to investing in higher quality supplies and tools or even further your staff training.

The possibilities are endless, and perhaps you’ve thought about this but don’t know where to start. We have helped many businesses in the beauty sector find the flexible funding they need to grow. From hairdressers and beauty salons, nail technicians, tanning studios, massage therapy/therapists and more - we can help your business with funding.

For a fast and free quote, fill out our simple online application form.

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Customer getting manicure at local nail bar

Funding your hairdressing and salon business for:

  • Purchase essential furniture and equipment such as reception desk, hairdryers, straighteners, basins, salon chairs, sunbeds and more
  • Stock up on hair and beauty products and accessories
  • Help boost your cash flow levels
  • Expanding your treatments and services, for example, sports therapy and massage
  • Remodel and refresh your salon interior
  • Build a website that includes online booking or eCommerce shop
  • Increase your team by hiring beauty therapists, stylists, makeup artists or nail technicians
  • Emergency repairs and maintenance
  • Add retail shelving, fixtures and displays for beauty products

Repaying a merchant cash advance is different from any other form of business lending as repayments are taken through your credit and debit card sales as and when they happen. You agree with the lender a comfortable percentage of future card sales that will go towards repaying the advance.

For example, you charge a client £60 for a hair and beauty makeover, and they pay you by credit card. If you agreed to a 10% repayment with the lender, then £6 would be transferred automatically to the lender as the transaction is made. This continues on your daily sales until the advance is repaid.

This depends on how much you turn over each month on credit and debit card sales. If you have total sales of £8000 and £6000 is purely card sales, then you could qualify for a merchant loan advance of £6000. In some cases, this could be more or less than your monthly card turnover, which is why it's good to get a quote to see what you could achieve.

Some lenders, such as banks require you to submit a business plan, which can mean the loan process has a lot of administration involved. A merchant cash advance does not require a business plan from you, making the process fast and hassle free!

Even with a poor personal credit score or a bad credit score on your business, you can still qualify for a business loan with our funding product.

There are many ways to use your salon finance, including:

Refurbishment, Development and Decorating

Updating your premises so that they can be safe and clean for your clients. Maybe you want to refurbish and re-design your interior to give the right feel and ambience. Or, extending your existing premises through an extension or even buying a new site - we can help.

Purchasing beauty salon equipment

Investing in new beauty salon equipment can make your business more efficient and give the right professional look and feel you need. Salon and Spa couches, hairdressing furniture, face and body machines, manicure and pedicure furniture and other essential beauty salon equipment are many of the items you can fund with your business loan.

Marketing your hairdressing/beauty salon

It's more important than ever to market your business - especially online, through social media. You can create so much business through this channel alone - it can really improve your sales if you frequently post good quality content. You may also want to advertise through media, both digital and offline through magazines and newspaper adverts. Maybe you want to develop a full-blown e-commerce shop so that you can sell beauty products online. The funding can help with many types of branding and marketing for your business.

With the funding from us, you can get the best talent on board and build your dream team. Having the right staff who are professional and personable will build loyalty from your customers. By rewarding your staff with good rates of pay and other incentives will help retain the right people.

To find out how much finance you could secure for your hair and beauty salon business, complete our quick and easy application form. After we’ve received some basic details from you, we’ll get back to you with a no-obligation quote. You can review it and ask for any further details from our friendly team of advisors. Applying is fast too - the application for funding literally only takes a minute of your time!

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Funding Britain's Small Businessses

"We have helped many salon owners across the UK receive funding to grow"


£7+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours

The merchant cash advance can be with you in as little as 24 hours after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

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 Quick Decision with No Obligation