Business Loans for Pet Shops & Animal Feed Stores

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Fast and flexible pet shop finance

Are you looking for a flexible, unsecured business loan for your pet store or animal feed supplies shop? Get fast access to cash to cover short term cash flow or to help with purchasing and replenishing stock such as food, bedding and accessories with a merchant cash advance.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

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Advance your pet and animal supply store

There's no doubt that we are a nation of pet lovers. The recent PDSA Animal Wellbeing Report found that 53% of adults own a pet in the UK, with 24% owning a cat, 29% owning to a dog and 2% owning a pet rabbit.

Recent times have challenged retail businesses across the UK as the majority were forced to close temporarily due to the current COVID-19 pandemic. Pet stores, however, remained open, and stats show that they were not affected by the recent outbreak. In fact, pet ownership had increased by 2.1 million (19%) during the pandemic due to the stay at home guidelines. This surge in pet ownership and adoption boosted sales for pet supplies and animal feed shops on the high street and online.

We understand that with the increased customer demand, you can be hit with cash flow problems. A business loan in the form of a merchant cash advance can quickly help ease financial stress during these times. Not only can it help with your cash flow, but you can use it to expand your business and premises, buy more pet stock or use it towards a marketing campaign. The options are endless – you can use the pet shop business cash advance for any purpose.

Why wait? Get approval in 24 hours* and funding in days! Use our online form to receive your online quote today.

Apply Now

Quick Decision with No Obligation

Business Loans for Pet Shops  - Customer in local pet store with dog

Pet shop business loan for any purpose, such as:

  • Purchase stock like animal feed, supplements, equipment, grooming products, pet toys and accessories
  • Expand and offer pet grooming, pet sitting and other related services
  • Help support short term cash flow issues
  • Launch an online pet and supplies website
  • Buying food for the animals you care for and sell
  • Renovate or expand your business premises
  • Kit out your shop with displays, shelving units, tanks and cages
  • Emergency repairs and general maintenance
  • Funding for advertising and marketing

On average, you can raise an unsecured amount between £3k and £300k for any purpose. The amount you can borrow is limited to your monthly card revenue. For example, if your monthly card turnover is £10,000, you will be able to borrow up to £10,000. In some cases, you may be able to receive up to 150% or more.

The advance works by you repaying the amount on future card sales through your PDQ card terminal machine or online – in other words, if you have a quiet month, then you pay back less. If you have a busy period, then you pay it back earlier.

First, you agree on a small percentage of future card revenue that you are comfortable repaying every time you make a card sale. This is usually around 10%. The good thing about this is that it helps you know exactly where you are each and every day.

Unlike other business loans from high street banks, there are no fixed repayment terms. Repayments work inline with your revenue. This means you do not have to worry about meeting fixed monthly payments regardless of how quiet your previous month has been. It relieves the pressure on you and your pet shop business.

There are numerous great benefits to this new form of funding, including:

  • The finance is unsecured, which means it's not secured against business property or assets
  • You only repay when your customers pay you by card
  • It only takes into account your card sales and not your cash sales
  • No hidden fees or other associated costs to surprise you
  • Fast approval with no lengthy paperwork to complete
  • Funds can be transferred within days into your business bank account

Ready to apply? Apply now to get you a free no-obligation quote. We have a friendly team on hand to help at each stage of the short process.

Yes, if you have an online pet and animal feed store, we can help unlock funding using your website's card sales. We can help fund businesses that use e-commerce platforms like Shopify and WordPress.

If you also have a presence on the high street, this revenue channel can be considered too.

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Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many small pet supplies shops across the UK receive funding to grow"

£20+ Million
Total Funded to Businesses

Application Approval Rate

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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes


Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours


Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers


Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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