Business Loans for Restaurants

Get £3k to £300k within 24 hours

  • Pay back through your future card sales
  • Unsecured – there’s no worry
  • Same day funding in to your business
Apply Now

Quick Decision with No Obligation

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Supporting British Businesses

Restaurant funding made easy

Whether you’re opening a brand new restaurant, a new location or you need to refurbish your existing one, a restaurant business loan could be just the thing you need to take your business to the next level.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick desicion and process mean you can access your money in just 24 hours after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

Fast finance to grow your restaurant business

The restaurant industry is worth £39.9 billion to the UK economy with over 88,000 restaurants and food establishments serving in this hospitality sector, according to a recent study by Statista Research Department.

With more than 1.7 million Brits visiting a restaurant at least once a week, it’s essential to invest in your business and stay ahead of your competition.

Restaurant owners face challenging times ahead, not only in the highly competitive industry but also in obtaining funding. As many traditional high-street banks tighten up their purse strings, new alternative finance providers are stepping in to help lend to businesses.

That’s where we can help in the form of a merchant cash advance. These are different from traditional business loans. Instead of fixed monthly repayments, you make repayments as a percentage of card sales each month until the loan is repaid in full. High approval rates and quick funding times make this a popular choice amongst restaurant owners across England, Wales, Scotland and Ireland.

So, if you’re a top-end fine dining establishment or a smaller independent fast food takeaway, we can help provide you with the hassle-free cash boost you need to grow.

Apply Now

Quick Decision with No Obligation

Small restaurant businesss taking card payment

Restaurant loans for any purpose such as:

  • Buying new kitchen equipment and other back of house equipment
  • Refurbishment and expanding your restaurant or dining area
  • Help boost your cash flow levels
  • Recruiting new chef's and front of house staff
  • Creating and printing new menus
  • Purchasing stock including food, tableware and kitchenware
  • Launch marketing and advertising campaigns to draw in new business
  • Building a new website with online table booking
  • Emergency repairs and maintenance

A merchant cash advance works with your customer debit and credit card sales. That means whenever a customer pays for their food and drink bill by card, a percentage of that sale will be used to repay the loan automatically.

If you have been hesitant to get restaurant funding because you’re worried about managing repayments, an advance could be perfect for you. With no fixed monthly repayments to worry about, you will only ever pay what you can afford because repayments fall directly in line with cash flow.

For example, if your restaurant has a quiet month, your repayments will naturally reflect that. This makes it great for seasonal businesses like restaurants, whose income naturally fluctuates throughout the year.

We offer restaurant funding options for all sorts of businesses in the hospitality industry within the UK and Ireland. We can help your startup or small business get quick access to finance without the hassle.

It doesn’t matter what type of restaurant you have. You could have anything from fast food places and takeaways to a fine dining restaurant, bistro or brasserie. We finance and cater for all types including Chinese, Indian, English, American, Japanese, Italian, Greek and French, plus many more.

As a restaurant owner with limited time to spare, this alternative business loan solution is ideal for you. With no lengthy paperwork or business plans to submit, the process is fast and stress-free, with funding in as little as 24 hours.

So if you are facing an emergency cash flow issue, we can help support you and get you back on track within hours, not weeks.

Have you already tried to apply for restaurant loans? Bad credit can put off some banks and other lenders, but the good thing about a merchant cash advance is that they are accessible and affordable, even if you have a poor credit rating.

There are no limits. Restaurant loans can be used for any purpose, from upgrading kitchen equipment or refurbishment to launching a brand new marketing campaign to draw new customers in. There are plenty of things to invest in to improve your restaurant that a business loan could help with.

No, a business plan is not required to make a decision. This saves you time and ultimately speeds up the lending process.

To see how much restaurant finance you could be eligible for, simply complete our online application form with a few basic details such as your business name, card sales turnover and contact details and we’ll do the rest! You will then receive your free no-obligation quotes.

So, if you are looking for alternative business loans for restaurants, look no further. Apply today to ensure success and growth in a highly competitive market.

Apply Now

Quick Decision with No Obligation

Funding Britain's Small Businessses

"We have helped many restaurant owners across the UK receive funding to grow"


£7+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours

The merchant cash advance can be with you in as little as 24 hours after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation