Business Loans for Sweet Shops

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
Apply Now

Quick Decision with No Obligation

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Supporting British Businesses

Sweeter business finance

If you are a sweet shop owner looking for unsecured funding to expand your confectionery range, hire new staff or sweeten your cash flow, we can help your business access the cash it needs to grow.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

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Funding your sweet shop business

Nothing is sweeter than finding the right commercial loan for your business. The only problem, it seems, is that there are literally hundreds and thousands of options available when searching for a sweet shop business loan (you see what I did there?).

If you’ve already approached your bank, you may have found their options didn’t quite measure up. Many banks have strict criteria, selective underwriting, and mountains of paperwork, leaving business owners with a rather sour taste after the process.

The good news? You’ve now entered the world of alternative finance, where you can pick and mix the perfect solution for your sweet shop. At MLA, we offer a product unlike any other: a merchant cash advance.

This works by advancing you funding based on your credit and debit card sales, and repayments are only made when your shop makes sales. A small, agreed percentage of each transaction is automatically allocated to the loan. So when you sell an order of Strawberry Bon Bons, Sherbet Fountains, Rhubarb Custards, or Pear Drops, a portion of that sale goes straight towards repaying your advance.

There’s no long-winded paperwork, no hidden fees, and no APR, just a simple, unsecured loan delivered through modern technology via your merchant gateway.

If you’d like a quick, no-obligation quote, we'd be delighted to be part of the mix!

Apply Now

Quick Decision with No Obligation

Sweet shop business owner helping customers

A sweet shop business loan can be used for any purpose, such as:

  • Purchasing sweets, chocolates, and other confectionery to stock your shop
  • Covering temporary cash flow issues during slower periods
  • Hiring and training new staff for customer service and sales
  • Upgrading your shopfront, signage, and window displays
  • enovating or converting your commercial premises to improve space and layout
  • Building or improving an online sweet store to reach more customers
  • Funding marketing and advertising campaigns to attract new visitors
  • Paying for unexpected repairs, maintenance, or emergency costs
  • Expanding by purchasing additional locations or buying out partners

A sweet shop business loan is a finance solution that can help online and high-street sweet shops in the retail industry. It can be used for many things, such as stocking up on sweets, chocolates, candy, and confectionery or refurbishing your premises.

The sweet part about how it works is that repayments align with your cash flow. If sales of sweets are down for the month for whatever reason, then you'll be paying back less. This is unlike traditional forms of business loans, where the lenders require a fixed amount each month as a repayment on the loan.

For example, you want to borrow £10k and agree to pay back 10% on each card sale. Let's say a customer makes a £10 purchase with their card, £2 will automatically go towards repaying the advance, and you'll keep the remaining £8.

The amount your sweet shop business can borrow will be based on your average monthly card revenue. For example, if you turn over £5,000 per month on average, then you'll be able to borrow up to 100% of that amount.

To be considered for business funding, your business must at least meet the following minimum criteria:

  • Business must operate in the UK
  • Trading for a minimum of 3 months
  • Accept customer card payments by card machine or online
  • Exceed £3000 a month in card sales
Apply Now

Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many sweet shops across the UK receive funding to grow"


£20+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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