Flexible funding for tattoo studios
We know that when your tattoo or piercing studio needs funding, speed matters. Whether you’re looking to improve cash flow, invest in new equipment, or expand your studio, our flexible and affordable merchant cash advance can provide the support you need to grow your business with confidence.
Works with your card sales
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Flexible repayments
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
No asset security required
The advance is unsecured, so your business assets are safe.
Fast funding
A quick decision and process mean you can access your money in just 24 hours* after approval.
No hidden costs
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply online 24/7
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
Fast business finance that keeps your ink flowing
Tattoos are more popular than ever in the UK, thanks to their increased acceptance and normalisation within society. According to YouGov, a quarter of Britons are inked, and one in nine have visible tattoos. The demand for professional tattoo and piercing services continues to rise, creating exciting opportunities for studio owners.
In the past decade, the number of tattoo studios in the UK has more than doubled, from 1,637 in 2014 to 3,394 today. This growth reflects the booming popularity of body art, but it also means that competition is fierce and studios must constantly adapt to meet customer demand.
Running a successful tattoo or piercing studio comes with its challenges. From managing cash flow to investing in new equipment, hiring skilled artists, or renovating your studio to expand capacity, there are many reasons your business might need additional funding to grow and stay competitive.
At MLA, we offer a merchant cash advance, a flexible, fast, and affordable form of business funding. Unlike traditional business loans, repayments are linked to your card sales, making it easier for tattoo and piercing studios to access the money they need, when they need it, without the usual delays of a bank loan.
Ready to take your studio to the next level? Complete our simple online form to get a free quote and see how our funding solutions can help your tattoo or piercing business thrive.
Apply NowQuick Decision with No Obligation
What can a tattoo shop business loan be used for?
- Purchase new equipment including tattoo machines, needles, ink, piercing guns, autoclaves, and chairs
- Stock up on consumables such as gloves, needles, aftercare products, and jewellery
- Help support short term cash flow issues
- Hire and train new staff including tattoo artists, piercers, and front-of-house team
- Cover emergency repairs, unexpected expenses or maintenance bills
- Studio renovations or expansions to you tattoo parlour
- Marketing and advertising such as social media campaigns, local promotions, and signage
- Purchase new display cabinets, jewellery stands, storage units, and reception furniture
- Boost online presence by launching or upgrading your website to take bookings, or sell merchandise
We offer funding from £3,000 up to £300,000, based on your card sales. The more your shop processes via card payments, the higher the amount you could qualify for. For example, if your tattoo shop has a monthly card turnover of £5,000, you could potentially borrow 1 to 1.5 times your monthly turnover, giving you £5,000–£7,500 in funding.
Repayments are simple and flexible with a merchant cash advance. You agree a percentage of your card sales to repay the advance automatically. For example, if a customer pays £200 for a tattoo by card and your agreed repayment percentage is 10%, £20 goes toward your cash advance repayment, and your shop keeps £180. Only card payments are included; cash sales are not taken into account.
To qualify, your tattoo shop must meet the following criteria:
- Operate as a Limited company or sole trader
- Be based in the United Kingdom
- Have been trading for at least 3 months
- Accept card payments in-person or online
- Maintain a monthly card payment turnover of £3,000 or more
Our cash advance is generally easier and quicker to obtain than a traditional business loan or bank loan, giving tattoo shops faster access to the funding they need to grow and thrive.
Merchant cash advances are designed for speed. Most tattoo shops receive funding within 1–5 business days after approval, allowing you to invest in equipment, marketing, or studio expansion without the delays of traditional business loans.
Quick Decision with No Obligation
"We have helped many tattoo & piercing studios across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
It's as easy as 1-2-3!
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
1
Apply online in minutes
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
2
Get funded in 24 hours*
The merchant cash advance can be with you in as little as 24 hours* after approval.
3
Repay only when you sell
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
