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If you're looking for a business loan for your travel agency to help boost marketing efforts, expand your premises, hire additional staff, refurbish your office, or simply manage day-to-day cash flow, a merchant cash advance could be the perfect funding solution to help your business reach new destinations.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
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Funding your travel agency or tour operator business has never been easier thanks to a flexible form of finance called a merchant cash advance. Whether you operate from a traditional office or run an online agency, this solution is ideal if your business accepts credit and debit card payments.
Unlike typical business loans that demand fixed monthly repayments regardless of your performance, an advance is linked directly to your card sales. This means you only repay when a customer pays by card, making it a natural, fluid way to manage your borrowing alongside your day-to-day revenue.
As any travel professional knows, sales can be highly seasonal. Summer holidays, winter breaks, and other peak periods can cause significant fluctuations in bookings. With this funding, repayments adjust automatically, so, quieter weeks mean lower repayments, while busy months allow you to pay off the advance faster.
The funding is also unsecured, so you don’t need to tie up personal or commercial assets, such as your property, to access the capital you need.
We’ve helped tour operators, travel agencies, coach travel providers, specialist tour attractions, and holiday companies to manage cash flow, fund expansion, and develop their businesses. Apply today to receive your free, no-obligation quote and discover how flexible funding can help your travel business thrive.
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A travel agency business loan is a funding solution that can help businesses that operate in the travel and tourism industry. This type of funding can be used to accelerate business growth, pay employees, or cover unexpected expenses.
Travel agencies can typically access funding from £3,000 up to £300,000, depending on their monthly card sales. The amount you’re eligible to borrow is based on your average monthly card revenue. For example, if your business processes £30,000 per month in card payments, you could qualify for an advance of up to £30,000, or in some cases, even more.
A merchant cash advance works differently from a traditional travel agency business loan. Instead of fixed monthly repayments, the amount you can borrow, and how you repay it, is based entirely on your credit and debit card sales.
Each time a customer books a trip and pays by card through your merchant gateway, a small, agreed percentage of that sale automatically goes toward repaying your advance.
For example, if you agree to repay 10% of your card sales, and a customer spends £1,000, £100 (10%) would go directly to the lender, and you keep £900. This process continues seamlessly with every card transaction until the advance is fully repaid.
Yes, if your startup travel agency business has been trading for over 3 months, you can apply for a business loan. Unfortunately, we can't help companies that are not trading.
To be considered for business funding, your travel agency business must meet the following minimum criteria:
Don't worry if you don't quite meet the criteria, as we may still be able to help!
Applying is quick and simple. Complete our online application form to get a free, no-obligation quote based on your business and card sales. We’ll automatically match your travel agency with the most suitable funding options. It's fast, easy, and hassle-free.
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"We have helped many travel agencies across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation