Business Loans for Travel Agencies

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Fast funding for travel agencies

If you're looking for a business loan for your travel agency to help fund marketing, expand your premises, employ more staff, refurbish your office, or just general cash flow, a merchant cash advance could be the perfect funding solution to help reach your business destinations.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

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Quick Decision with No Obligation

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A flexible business loan for a travel agency with a difference

Getting the funding required for your travel agency or tour operator business has become easier with the arrival of a flexible type of business finance called a merchant cash advance. Whether you operate from a traditional office or are online, it's the perfect funding solution if your travel agency takes credit and debit card sales.

Most typical business loans require you to repay fixed monthly payments regardless of how your business has performed. This product offers a unique approach to repaying, as repayments are linked directly to your card sales. So you only pay back the advance when a customer pays you by card. This is a great way to repay your business borrowing as it is fluid with your day-to-day sales.

As a travel agent, you know that seasonal change can have a significant impact on sales. Summer holidays, winter sales and other seasonal changes can peak your bookings both ways. If you have a quiet week on travel bookings, you will be paying back less for that week, and on the other hand, if your overall month is a good one, you will be paying off the loan quicker.

The funding is unsecured, too, which means you don't have to secure any personal or commercial assets, such as your property, to obtain the funding.

We have helped tour operators, travel agencies, coach travel tours, specialist tour attractions and holiday companies. All have had a cash flow and development finance requirement, and the merchant cash advance product has been the perfect fit.

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Quick Decision with No Obligation

Travel agent speaking with a customer over the phone

Travel agency business loans can be used for any purpose, such as:

  • Recruiting new travel sales agents and call centre staff
  • Cover cash flow and unexpected short-term expenses
  • Advertising and marketing campaigns to promote new business
  • Refurbishments, renovations and extensions to your office space
  • Invest in new IT infrastructure and travel management software
  • Purchasing equipment such as computers, monitors, printers, office furniture etc
  • Building a professional website, especially if you're an online travel agent (OTA)
  • Creating and developing your brand image
  • Launch new speciality services such as wedding and honeymoon packages, adventure tours, sports events travel and more

A travel agency business loan is a funding solution that can help businesses that operate in the travel and tourism industry. This type of funding can be used to accelerate business growth, pay employees, or cover unexpected expenses.

Travel agencies can borrow from £3,000 up to £300,000. However, the amount your business will be eligible for will be based on your average monthly card revenue. For example, if you take £30,000 a month on card, you'll be eligible for up to £30,000, sometimes more.

The cash advance we offer is unlike any other type of travel agency business loan in that it only considers your credit and debit card sales when calculating how much you can borrow. And more importantly, it offers a unique way for your travel business to repay the loan.

Each time you make a sale and take a booking from a customer who pays with their credit card through your merchant gateway, a percentage of that sale will automatically be repaid to the lender.

Let's say you agree with the lender that 10% of every card sale will repay the advance. If a customer makes a purchase for £1000 by card, the lender will automatically receive £100 (10%). This continues until you have repaid the advance in full.

Yes, if your startup travel agency business has been trading for over 3 months, you can apply for a business loan. Unfortunately, we can't help companies that are not trading.

To be considered for business funding, your travel agency business must meet the following minimum criteria:

  • Business must operate in the UK
  • Trading for a minimum of 3 months
  • Accept customer card payments by card machine or online
  • Exceed £3000 a month in card sales

Don't worry if you don't quite meet the criteria, as we may still be able to help!

To apply for funding, start by completing our easy application form. The process is quick, simple and transparent each step of the way. We offer a free, no-obligation quote based on your business requirements, and our lenders are ready to help you today.

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Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many travel agencies across the UK receive funding to grow"

£20+ Million
Total Funded to Businesses

Application Approval Rate

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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes


Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours


Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers


Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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