Veterinary Business Loans & Vet Practice Finance
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
Looking to grow your veterinary practice? Whether you need a cash boost to help with renovations, cash flow or purchase equipment like ultrasound and x-ray machines. A small business loan for vets can give the instant working capital needed to help achieve your business plans and goals.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
The UK veterinary sector is thriving, with over 3,538 vet clinics providing essential care to pets and their owners. Demand for quality veterinary services is growing, and practices across the country are looking for ways to expand, improve facilities, and offer even better care.
For many clinics, growth can be challenging without the right financial support. Whether it’s upgrading equipment, training staff, expanding your premises, or adding new services, having access to reliable funding can make all the difference.
While traditional vet business loans can be slow and rigid, we can help with a merchant cash advance, a flexible alternative designed specifically for practices like yours. Repayments are linked to your card sales, so in quieter months you pay less, and in busier months you repay faster. It’s unsecured, easy to manage, and gives your clinic the capital it needs to grow without the stress of fixed monthly payments.
At Merchant Loan Advance, we make funding simple. No lengthy paperwork, no business plans to submit, and no long waits for approval. Complete our quick online application and discover how a merchant cash advance can help your veterinary practice grow, thrive, and meet the rising demand for care.
Apply NowQuick Decision with No Obligation
Vet business loans are essentially a form of unsecured finance that is aimed at veterinary practices to help fund business growth. A vet business loan can be used for many purposes, such as purchasing new vet equipment, renovations, hiring staff, or helping improve short term cash flow issues.
Our cash advance works differently from traditional vet business loans. With a merchant cash advance, you borrow a lump sum and repay a small percentage of your future card payments. This means repayments automatically adjust with your business, you pay less in slower months and more when sales are higher. You can also track how much you’ve repaid and what’s outstanding online.
For example, if a client pays £100 for treatment and you’ve agreed to repay 10% of each sale, £10 goes to the lender and you keep £90. This is deducted automatically at the point of sale and continues with each transaction until the loan is fully repaid.
This flexible repayment structure allows your practice to manage borrowing more effectively than a traditional bank loan, which requires fixed monthly repayments regardless of business performance.
We offer merchant cash advances ranging from £3,000 up to £300,000. The amount you can borrow is based on your card sales, giving you a flexible solution tailored to your veterinary practice.
For example, if your clinic takes £25,000 a month in card payments (in-store and online), you could borrow up to 100% of that amount, or sometimes even more, depending on performance.
Yes, our small business loan for vets can be used to pay your tax liabilities such as vat and corporation tax.
No, you will not be required to hand over a business plan or any financial forecasts with your application.
Funds can be in your account in as little as 24 hours* after approval. It’s a fast, simple alternative to traditional bank loans or other lenders’ lengthy processes. Just complete our easy online application form to get started today.
Applying is quick and easy. Our online form takes just a few minutes to complete, asking only a few questions about your veterinary practice and the revenue generated from your card payments.
You can start the application here.
Quick Decision with No Obligation
"We have helped many veterinary practices across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
