Business Loans for Convenience Stores & Off Licences
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
If you run a convenience store or newsagents and need money for growth, then a business cash advance could be the solution you're looking for. Unlike traditional business loans for convenience shops, advances are very flexible, quick and easy to apply for and can seamlessly integrate into your existing PDQ supplier.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
The classic British corner shop, newsagent, or off-licence has always been a cornerstone of local communities. These convenience stores provide residents with essential items close to home, offering everything they need without a trip to the supermarket.
In recent years, convenience stores have become even more critical as communities look to support local businesses and shop sustainably. Corner-shop owners continue to play a vital role on the high street, helping communities access everyday essentials while fostering a sense of local connection.
Campaigns like The Great British High Street and Small Business Saturday are encouraging shoppers to return to their local high streets, while towns and councils are working together to boost community footfall. The small corner shop is back at the heart of these efforts, and at the heart of the community.
From time to time, convenience stores need funding to invest in stock, marketing, or expansion. We’ve helped hundreds of stores access the finance they need to grow and thrive. Where banks said no, we said yes. Unlike other business loans, our merchant cash advance is flexible, unsecured, and fast. It's a funding solution as convenient as your business!
Complete our simple online form to get a free quote and see how our funding solutions can support your business.
Apply NowQuick Decision with No Obligation
It's fast, flexible, and much quicker than a traditional bank loan. Once approved, the funding can be with you in as little as 24 hours*. The application is simple, with minimal paperwork and no lengthy underwriting process, so you can access the money you need quickly and easily.
Our business loans for convenience stores are unsecured, so you don’t need to put your premises or business assets at risk. However, like most unsecured funding, you may be asked to provide a personal guarantee.
A merchant cash advance converts your future credit and debit card sales into immediate funding. For example, if your store averages £6,000 per month in card sales, you could receive an advance of up to £6,000 or more.
Before releasing the funds, the lender agrees on a small percentage of your future card income to repay the advance. Repayments are flexible and only taken when you make sales through your card machine, so there are no fixed monthly payment terms to worry about.
No. Repayments are only taken from customer card transactions. Your cash sales remain entirely yours and are not used to repay the advance.
Yes. Even if your business has a poor credit history, you can still access funding with a merchant cash advance. Unlike traditional lenders, our product focuses on your card sales rather than past credit issues.
Yes. If your business is already trading and looking to expand, you could raise funds to purchase a convenience store. However, startups or businesses that are not yet trading would not be eligible for a loan to buy a store.
You could be eligible if you meet the following criteria:
Apply now to see if your business qualifies and access fast, flexible funding to help your store grow.
Quick Decision with No Obligation
"We have helped many shopkeepers across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
