Business Loans for Sweet Shops

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
Apply Now

Quick Decision with No Obligation

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Supporting British Businesses

Sweeter business finance

If you are a sweet shop owner looking for unsecured funding to expand your confectionery range, hire new staff or sweeten your cash flow, we can help your business access the cash it needs to grow.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

Apply Now

Quick Decision with No Obligation

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Funding your sweet shop business

Nothing is sweeter than finding the right commercial loan for your business. The only problem, it seems, is that there are literally hundreds and thousands of options available when searching for a sweet shop business loan (you see what I did there?).

You may have already tried your bank manager and found that the options didn't quite weigh up for you. The problem with many banks now is that they have very tight set criteria and very select underwriting rules. There is an enormous amount of administrative paperwork even in the application stages, so, understandably, many businesses seeking finance who go through this process often have a sour taste left in their mouth.

Well, the great news is you have now ventured into the sweet world of alternative finance, where you can pick 'n mix the right deal for you. We offer a product unlike any other in the commercial finance space. It's called a merchant cash advance, and it works by advancing you a loan based on your credit and debit card transactions.

It also allows you to repay the advance only when your sweet shop business makes sales. A percentage of each future card transaction is agreed upon. When you sell an order of Strawberry Bon Bons, Sherbet Fountains, Rhubarb Custards, and Pear Drops, a portion of that sale will automatically go towards paying off the advance.

There is no long-winded paperwork, no fees or hidden charges, no APR or anything like that, just a simple old-fashioned unsecured loan delivered with modern technology through your merchant gateway.

So if you would like to make an application for a quick, no-obligation quote, we'd be delighted to be part of the mix!

Apply Now

Quick Decision with No Obligation

Sweet shop business owner helping customers

A sweet shop business loan can be used for any purpose, such as:

  • Purchasing sweets, chocolates and confectionery
  • Helping with temporary cash flow issues
  • Employ new staff
  • Upgrading your shopfront with signage
  • Fund the renovation or conversion of your commercial property
  • Building an online sweet store
  • Marketing and advertising budgets
  • Unexpected costs, repairs or general maintenance
  • Purchasing new locations or buying-out partners

A sweet shop business loan is a finance solution that can help online and high-street sweet shops in the retail industry. It can be used for many things, such as stocking up on sweets, chocolates, candy, and confectionery or refurbishing your premises.

The sweet part about how it works is that repayments align with your cash flow. If sales of sweets are down for the month for whatever reason, then you'll be paying back less. This is unlike traditional forms of business loans, where the lenders require a fixed amount each month as a repayment on the loan.

For example, you want to borrow £10k and agree to pay back 10% on each card sale. Let's say a customer makes a £10 purchase with their card, £2 will automatically go towards repaying the advance, and you'll keep the remaining £8.

The amount your sweet shop business can borrow will be based on your average monthly card revenue. For example, if you turn over £5,000 per month on average, then you'll be able to borrow up to 100% of that amount.

To be considered for business funding, your business must at least meet the following minimum criteria:

  • Business must operate in the UK
  • Trading for a minimum of 3 months
  • Accept customer card payments by card machine or online
  • Exceed £3000 a month in card sales
Apply Now

Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many sweet shops across the UK receive funding to grow"


£20+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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