Business Loans for Bike Shops
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
We understand that when you need business funding, you need it fast. Whether you're looking to boost your cash flow, purchase stock or adapt your bike shop, we have the flexible and affordable merchant cash advance that will support your bike shop business and growth.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
The UK’s cycling market continues to grow, with 2.2 million bikes sold in 2024 and a total market revenue of £980 million. The rising popularity of e-bikes is driving this growth, creating new opportunities for small independent shops and large cycle outlets alike. With more consumers choosing sustainable, active transport options, now is the perfect time to invest in your bike business.
With demand high and a major shift toward online shopping, managing cash flow can be a challenge. Our merchant cash advance provides fast, flexible funding to help you achieve your short-term business goals. Whether you need to renovate your shop, expand your online presence, purchase new stock, or cover everyday operating expenses, our funding solution can give your business the boost it needs.
Designed specifically for bike retailers, our funding is simple, straightforward, and easy to manage. Unlike traditional business loans, repayments are flexible and tied directly to your sales, helping you maintain healthy cash flow even during slower periods.
Running a bike shop is demanding, but accessing the capital you need doesn’t have to be. Apply online today for your free, no-obligation quote and discover how our funding can help your bike shop grow
Apply NowQuick Decision with No Obligation
A bike shop business cash advance is a new way to fund your small business. It works by your business repaying the loan amount off on future card sales made through card payments in-store or online.
It works differently from a conventional business bank loan from the high street banks. As it works alongside your cash flow, you don't have one monthly lump sum to pay back at the end of each and every month. These traditional loans wouldn't consider that you may have had a slow month – you would simply be contracted to pay back the agreed amount regardless.
As this is advance is based on card sales, the amount you can borrow is up to one month's card revenue. For example, if your bike shop turns over £5,000 a month on card, you can borrow up to £5,000.
Repayments are automatic and straightforward. You agree on a payback percentage (usually around 10%-20%) of your future credit/debit card sales that you are comfortable repaying on each sale through your card terminal machine.
The benefit of this loan is that it's designed to work with your cash flow. It's great for seasonal businesses. If you have a quiet month on sales, you pay back a smaller amount (in line with your sales). If you have a good month, then you pay the loan back quicker.
Any cash sales you make through your till is not taken into account, only card sales.
Yes, a merchant cash advance is unsecured, so the funding raised is not secured against your business property or valuable assets.
Quick Decision with No Obligation
"We have helped many bicycle shops across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
