Business Loans for Delicatessens

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Fast and flexible deli business funding

Whether you dream of expanding your menu, renovating your space, stocking up on high quailty cooked meats and ingredients or even opening a new location, we have the ideal business loan solution to help support and fuel the growth of your deli or sandwich shop business.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

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Quick Decision with No Obligation

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Unlock growth opportunities with deli financing

Are you a proud owner of a thriving delicatessen? If so, you understand that your business relies on a steady flow of customers enjoying your delicious offerings. But what happens when you need to expand, renovate, or simply seize a new opportunity for growth? That's where a merchant cash advance, a type of business loan can help make all the difference.

A delicatessen is an excellent fit for a merchant cash advance primarily because it processes many credit and debit card transactions with customers. The card turnover generated by a deli business can be effectively leveraged as capital for you to invest back into your business.

Several features contribute to its popularity among retail traders such as delis, restaurants, cafes, bars, and bistros. It boasts being unsecured, eliminating the need for collateral to secure the borrowing. It's transparent, with no hidden fees or charges often associated with traditional business loans. Additionally, it does not come with early or late repayment penalties.

Above all, its flexible repayment structure makes it the perfect business loan solution for your delicatessen, as you only need to repay when you generate sales - aligning with the ebb and flow of your deli's daily revenue without the worry of fixed monthly payments.

So, whether your business sells a range of cheeses, salads, cooked meats, sandwiches, or other speciality prepared food products, we have helped many businesses from high street deli shops to small mobile sandwich ventures secure the financing they require.

Ready to make your delicatessen's dreams a reality? Complete our simple online application today and see if your business qualifies. It's fast, free, and there's no obligation.

Apply Now

Quick Decision with No Obligation

Staff behind counter at local delicatessen

What can I use my deli business loan for?

  • Open additional deli locations or expand your current premises
  • Marketing and advertising budget to launch new promotions or services
  • Increase your stock of ready-to-eat foods such as cheeses, cold cured meats, sandwiches, salads and other speciality products
  • Cover day-to-day operational expenses
  • Expanding into new services like mobile deli shop or serving customers with online ordering
  • Cover unexpected emergencies and repairs to your shop
  • Upgrading your deli catering equipment such as food prep equipment, freezers, fridges and toasters
  • Invest in hiring new staff and training
  • Renovating and remodelling your deli store's exterior and interior

A deli business loan is a type of business finance designed to assist delicatessen owners looking to improve, expand and grow. This money can be used for many purposes, such as opening more deli locations, advertising, renovating, buying new equipment, or managing everyday running costs.

The amount a deli business can borrow typically depends on your monthly credit and debit card sales turnover. In many cases, a deli business can secure an advance of up to 100% (sometimes 150%) of its average monthly card sales.

For example, if your card sales average around £5,000 a month, you can borrow up to £5,000 (or £7,500) depending on your business performace and affordability.

A merchant cash advance works differently compared to a traditional business loan, particularly in terms of repayments. Instead of fixed monthly payments, the repayment is based on a small percentage (usually 10-25%) deducted from each future card sale made by the business.

For example, if you agree to pay back 10% of future card sales and a customer pays for a few sandwiches by credit card for £10, £1 (10%) of the sale will automatically go towards repaying your advance. This continues until you repay in full.

This flexible repayment structure is designed to be comfortable for the business owner. This means that if your deli experiences a slower month in sales, the repayment amount will be lower. If, on the other hand, your business has a good month of sales, you'd be paying off the advance quicker.

Yes, we can help deli businesses and business owners who have a bad credit history. This is because merchant cash advances primarily rely on your daily credit and debit card sales rather than your credit score when determining eligibility.

Deli owners understand the urgency of funding needs - waiting weeks for loan approval simply isn't an option with us! With a merchant cash advance, you can secure approval within 24-48 hours*, ensuring swift access to the necessary funds to drive your business forward.

Applying for deli finance is a quick and hassle-free process. Simply fill out our online application form, providing us with a few basic details about you and your business, and leave the rest to us!

Apply Now

Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many Delicatessens across the UK receive funding to grow"

£20+ Million
Total Funded to Businesses

Application Approval Rate

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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes


Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours


Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers


Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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