Flexible business finance for the hospitality sector
Are you a business owner in the hospitality industry looking to raise fast and flexible unsecured finance? Whether you need funding for refurbishment, stock or help with cash flow, a hospitality business loan could be the perfect funding solution to help unlock the capital you need to carry out your future growth plans.
Works with your card sales
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Flexible repayments
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
No asset security required
The advance is unsecured, so your business assets are safe.
Fast funding
A quick decision and process mean you can access your money in just 24 hours* after approval.
No hidden costs
The cost of finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply online 24/7
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
Fast hospitality finance when you need it
The UK’s hospitality sector is more than just a collection of restaurants, pubs, hotels, and coffee shops, it’s a cornerstone of our communities. The industry contributes £69.5 billion to the economy, representing 2.8% of total UK output, and employing over 2.1 million people (Parliament.uk).
Even today, hospitality owners face significant challenges. Rising costs, from energy and fuel to staffing and stock, are putting pressure on cashflow. On top of that, businesses need to continue investing in ways to attract and retain customers, from upgrading facilities to improving service.
Access to fast, flexible funding has never been more important. Whether you’re looking to hire staff, increase stock, upgrade equipment, or simply cover temporary cashflow gaps, the right finance can make the difference between staying stagnant and driving growth.
That’s where we can help. Our merchant cash advance offers a flexible funding solution tailored to your business. Repayments are linked to your credit and debit card sales, so you only pay when you’re earning, giving you the breathing room you need to focus on running your business.
We’ve already helped countless UK hospitality businesses unlock the finance they need to grow without the stress of traditional business loans.
Ready to take the next step? Fill out our quick online application form today to receive no-obligation quotes from merchant cash advance lenders you’re eligible for. It’s free, simple, and won’t impact your credit rating.
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What can I use a hospitality business loan for?
- Hire and train new staff to grow your team
- Purchase stock, inventory, or essential equipment
- Smooth out temporary cash flow gaps
- Fund refurbishments, renovations, or extensions
- Develop a new website or mobile app for your business
- Emergency repairs and maintenance
- Launch marketing and advertising campaigns
- Paying Taxes or pay off other business debts
- Cover any day-to-day running costs
A hospitality business loan is a finance solution designed for businesses operating in the hospitality sector, such as restaurants, pubs and hotels. Hospitality finance can be used for any business purpose, from refurbishments to purchasing stock. It can also be used to help improve temporary cash flow issues that you might be facing.
The amount your business can borrow depends on your monthly credit and debit card sales. For example, if your card turnover averages around £10,000 per month, you could potentially qualify for a merchant cash advance of £10,000 or more, depending on your business’s affordability.
The best way to find out your exact borrowing limit is to apply today. Our quick, no-obligation application will show you how much funding your hospitality business could access without affecting your credit rating.
A merchant cash advance works differently from a traditional business loan, making it a flexible option for hospitality businesses.
With an MCA, you can access unsecured funding based on your future credit and debit card sales. There’s no fixed term and no fixed monthly repayments. Repayments are taken as a small percentage of your card sales, so you only pay when you earn.
For example: If a customer pays a £100 bill by card and your repayment rate is 10%, £10 is automatically sent to the lender, and you keep the remaining £90. This process continues with each sale until your advance is fully repaid.
Hospitality businesses can expect funding in as little as 24 hours* with a merchant cash advance. With no lengthy paperwork or business plan to submit, the process is much faster than most traditional business loans. This is a significant benefit for companies that need access to funding quickly.
Remember, having bank statements and other paperwork to hand can also help speed up the process further.
Yes, if you have bad or adverse credit, you could still qualify for a hospitality business loan.
Hospitality businesses that process over £3000 in credit or debit card payments via a PDQ card machine or online will qualify for a merchant cash advance. The types of businesses we cater for include:
A merchant cash advance is a type of hospitality business loan that is an unsecured form of borrowing. This means that you won’t need to use property or other assets to secure against the borrowing.
To apply for hospitality finance, simply complete our online application form. After we’ve got a few basic details from you, we’ll quickly match you to suitable merchant cash advance lenders, and they’ll contact you directly regarding your funding inquiry.
Quick Decision with No Obligation
"We have helped many hospitality businesses across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
It's as easy as 1-2-3!
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
1
Apply online in minutes
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
2
Get funded in 24 hours*
The merchant cash advance can be with you in as little as 24 hours* after approval.
3
Repay only when you sell
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
